We build AI that focuses on outcomes.

We design, build, and run AI systems around the result you need: a fuller pipeline, faster AI-enhanced decisions and higher retention rates. Working solutions in weeks.

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Revenue overview MonthlyQuarterlyYearly Jun 2025 – May 2026 · 12 regions

Net revenue

$23.8M

Latest YoY

+11.2%

Gross margin

27.4%

Active accounts

6,140

Net revenue Direct Enterprise Renewals

every figure traces to a source record

Invoice INV-2841 · Northgate Equipment Ltd. Queue: 3 waiting · median 4 min

Matches the purchase order PO-1187

Within budget $48.5K of $60K

Supplier bank details verified Confirmed

Paperwork complete 9 of 9

Approved $48,500 Inside your approval rules
Every step logged · replayable

09:12 Received 09:14 Checked & matched 09:16 Approved

decision in 3m 41s · same rules, every invoice

Reply rate

10.2%

Auto-converted

4,412

Rep hours saved

18/wk

7:02 AM Atlas Freight Co. Replied

7:05 AM Atlas Freight Co. Booked

7:09 AM Beacon Logistics Docs parsed

New lead · 7:01 AM

Do you cover refrigerated freight, Chicago to Dallas?

AI rep · answered in 38 sec

We do, daily runs on that lane. Want 15 minutes tomorrow to price your volume?

Prospect · 7:04 AM

Yes, tomorrow at 9:30 works. Send the invite.

Calendar invite sent · CRM updated · 7:05 AM

7:04 AM · answered before the team logged in

letssubmit

N'we Jinan

Foyer Portal

Exact Balance

Prêt Rapide

darcee

Merchant Recon

Pathway AI

floravi

GOLO Mobile

letssubmit

N'we Jinan

Foyer Portal

Exact Balance

Prêt Rapide

darcee

Merchant Recon

Pathway AI

floravi

GOLO Mobile

Outcomes, on the record.

10.2%from ~1.5% before Reply rate from brand-new prospectsAn AI rep answers every new lead in seconds and books the serious ones, about 7x the usual reply rate. $5Mfrom $0 automated before In loans funded automaticallySoftware reads each application and funds, declines, or escalates it, with every dollar inside board-approved rules. $2.2Mclose was 9 days, now 4 Of revenue matched line by lineOperations, billing, and bank records now agree on one number, and the monthly close went from nine days to four. 1 in 3renewal losses down 31% Cancellations that never happenedThe system spots at-risk accounts months early and cut renewal losses by 31%. 93%40 min of handling saved per file Of documents processed with zero human touchDocuments are read, checked, and filed the same day they arrive, and people see only the unclear ones. Every file saves an underwriter 20 minutes and data entry another 20. 4 minwas 2 days in a queue Median time to a loan decisionLoan decisions that sat in a queue for two days now take minutes, each one logged and replayable.

See all work →

From first call to running system.

Fixed prices, fixed clocks, and a defined exit at every step.

$3,500 audit

Week 1

A workflow-by-workflow map with the business case for each candidate. The fee credits 100% toward a build or retainer.

Build & launch

Weeks 2 to 8

From $36,000, fixed scope. A production system your team logs into, with controls and logging from day one.

Run it, or we do

From week 9

Thirty days of tuning, then keep the keys and run it yourself, or we operate it as your embedded partner.

Every number is on the pricing page. And if we do not believe a system will pay back, we say so on the first call.

What we do.

We design, build, and run the systems that find customers, decide loans, move the paperwork, and keep the numbers straight.

AI sales outreach

Every lead answered in seconds, qualified, and booked.

Automated lending decisions

Answers in minutes, inside your approved rules.

Document automation

Paperwork that reads, checks, and files itself.

Reporting and reconciliation

Ops, billing, and bank records agreeing on one number.

Data pipelines and warehouses

Redshift, BigQuery, Salesforce, and the ELT between them.

Dashboards and decision models

Market sizing, pricing, and forecasting on one screen.

Pricing engines

Marketplace, rate-card, and dynamic pricing tuned to demand and margin.

CRM integration and QA

HubSpot and Salesforce built right, tested, and documented.

Renewals and retention

Risk flagged early, renewals saved in time.

Team lead or individual contributor

We run the workstream and manage the team, or embed inside yours.

Senior teams that ship.

30+Companies served

100+Projects shipped

Disciplines: AI systems · Analytics · Revenue & finance operations
Based in: New York & Montreal

Johnny ChenCEO and Founder Meet the leadership →

JCO is a consulting firm in New York and Montreal that designs, builds, and runs AI, analytics, and revenue & finance operations systems for mid-market companies. We work with lenders, brokerages, marketplaces, and the finance and revenue teams inside firms of every kind. We do not hand over slide decks. We ship working systems and keep running them after launch, from the first conversation with a new lead to the lending decision to the numbers a board reads.

Every engagement runs with the same discipline. The safety checks and limits are designed before any code is written. Every decision a system makes is logged from day one and can be replayed later. Documentation is written so your risk and finance people can read it without a translator. Teams are senior and staffed for each engagement. No padding with juniors, no handoffs.

Mid-market companies hire us because we close the gap they cannot staff for: senior AI, analytics, and data engineering, run with the discipline of a risk office and delivered in weeks. One accountable lead owns your engagement end to end, backed by a bench of roughly 45 engineers, analysts, and operators when the scope grows. Everything we build is yours at handoff: code, prompts, documentation, and the runbook to operate it.

Learn more

Bring us a workflow. Leave with the business case.

Five questions, sixty seconds. Then a 30-minute call: you describe the workflow, we tell you what a system would return and what it would cost. If the math does not work, we say so before you spend a dollar.

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